Use this simple form below to work out your finances. Note that the only debt repayments included are mortgage and car. Leave other debts like credit cards out for now.

 

Enter as accurately as possible. Use the handy convert buttons by entering a value in the box and press the button to convert to monthly.

 

Things to have to hand to make it even easier, unless you know them of by heart.

• A recent bank statement so you can enter your household bills
• Your loan/mortgage agreements and credit card statements
• Any annual expenditure items that you don't pay for monthly

 

Once you have entered all your details, just click the calculate button and it will work out your current income and outgoings. Once done you will be able to forward the details to the debt predictor tool.

 

 

 

Monthly Income
Your wages (net take home pay)	£ .00
Your partners wages (net take home pay)	£ .00
Jobseekers allowance	£ .00
Income support/pension credit	£ .00
Tax Credits	£ .00
Pension	£ .00
Child Benefit	£ .00
Incapacity Benefit	£ .00
Other income (ie board or lodging income)	£ .00
Other	£ .00

 

Monthly Outgoings
First Mortgage	£ .00 (Interest only or repayment - enter endowment policies below)
Second + Additional Mortgages/ Equity Release Loans	£ .00 (Interest only or repayment - enter endowment policies below)
Mortgage Endowment Policies	£ .00
Rent	£ .00
Utility charges
Council Tax	£ .00
Water Rates	£ .00
Ground Rent or Service Charges	£ .00
Gas	£ .00
Electricity	£ .00
Insurances and Other policies
Buildings and/or Contents Insurance	£ .00
Other Insurance	£ .00
Pet Insurance	£ .00
Life Assurance	£ .00
Pension	£ .00
Legal Payments
Court Fines	£ .00
Maintenance Payments	£ .00
Travel costs
Hire Purchase Vehicle (car loan)	£ .00
Car Tax	£ .00
Car Insurance	£ .00
MOT	£ .00
Buses/Taxis	£ .00
Other payments
Housekeeping	£ .00
TV Rental and Licence	£ .00
School Meals and Meals at Work	£ .00
Clothing	£ .00
Laundry	£ .00
Phone (inc Mobile Phone)	£ .00
Prescriptions and other health costs	£ .00
Childminders	£ .00
Household Food bill	£ .00
Other payments	£ .00

 

 

Your Personal Budget Results
Total Income
Total Outgoings
Total left for creditors